Hatice Jenkins¹, Siamand Hesami^1,*, Fulden Yesiltepe²

CMC-Computers, Materials & Continua, Vol.72, No.3, pp. 6167-6184, 2022, DOI:10.32604/cmc.2022.027293 - 21 April 2022

Abstract This research investigates a broad range of possible factors affecting the adoption of new technology in the banking industry using adaptive LASSO and a standard logit model. The research integrated the adoption of the innovation framework and the technology acceptance theory to develop a conceptual framework for the analysis. Primary data was collected from 400 bank customers in North Cyprus. Risk perception and other customer-specific factors such as perceived risk index and negative attitude toward new technologies index were formulated for the proposed conceptual model. The findings indicated that individuals with a negative attitude toward More >

Sobia Wassan¹, Chen Xi^1,*, Nz Jhanjhi², Hassan Raza³

Intelligent Automation & Soft Computing, Vol.30, No.1, pp. 187-199, 2021, DOI:10.32604/iasc.2021.015859 - 26 July 2021

Abstract Online banking is an ideal method for conducting financial transactions such as e-commerce, e-banking, and e-payments. The growing popularity of online payment services and payroll systems, however, has opened new pathways for hackers to steal consumers’ information and money, a risk which poses significant danger to the users of e-commerce and e-banking websites. This study uses the selection method of the entire e-commerce and e-banking website dataset (Chi-Squared, Gini index, and main learning algorithm). The results of the analysis suggest the identification and comparison of machine learning and deep learning algorithm performance on binary category… More >